Claiming back payment protection insurance

Why the PPI mess in the first place?

Payment protection insurance(PPI) has been aggressively mis-sold to people who took out personal loans for cars, home improvements, mortgages and credit cards.

The idea of PPI is in fact a good one. If for any reason such as illness or unemployment the person is unable to repay the loan then the policy repays on your behalf for one year, during which the policyholder might sort him/her self out and be in a position to service the repayments again.

However, the problem has been that the salesperson-motivated by high commissions- has not disclosed all the small print details. In many cases the policyholder cannot and never would be able to claim against the policy for a number of reasons.

Now the problem has been solved! After much wrangling and law court involvement the banks have caved in. The little guys have won against the banks. No small miracle!

The Financial authorities have now instructed the lenders to repay all mis-sold premiums with interest.

Claims can go back six years and may be worth an average of £2000 per claim.

Now that is good news!

Do you qualify for a claim? If you have taken out loan protection insurance against a personal loan, a mortgage or a credit card the chances are high that you can.

We have full information and advisors who can discuss your situation with you.

Here is how you can claim your money back. Firstly, complete and send the online form to us now. We will send you an information pack within 24 hours and a short questionnaire which will enable us to begin work on your case.

Your case handler will contact you to discuss any problems or questions that may arise.
Most claims are settled between us and the banks within 7-10 weeks but some take longer depending on the complexity of the case and the time that the lender takes to settle the claim.
We are very experienced at negotiating with banks and insurance companies and will achieve the maximum payout as possible on your behalf.

You can claim yourself but the process may be long and complicated and to avoid frustration we recommend that you entrust your claim to us.

We promise that you will be well satisfied with our service and low cost structure.

Please complete and send the form today.