Halifax Mis-sold PPI Claims

For many people the Halifax is synonymous with The Halifax Building Society. In fact, The Halifax used to be The UK's largest building society.
Oh, Happy days!

These days The Halifax is a trading name of the Bank of Scotland which itself reports to The Lloyds TSB Bank.

Halifax branches are effectively Bank of Scotland branches in all areas of The UK outside of Scotland.

The Halifax bank is a clearing bank, which means that it can accept bank gyro credits.

How does such a supposedly illustrious and large bank become embroiled in the mis-selling of PPI scandal?

PPI became the magic moneymaker for banks and insurance companies whilst for the man in the street it became a financial monster.

The stark truth is that the banks knew that PPI was a bad product but they loved the billions that it added to their bottom line and bonuses.

PPI was greatly loved by the people who sold it, of course. The commissions were huge and easy.

Payment protection insurance (PPI) is unlike ordinary insurance like car or home insurance. It is quite complicated and needs a lot of explaining. The trouble has been that the highly incentivized salesperson didn't always feel it necessary to fully explain the fine print of the contract.

This meant that the exclusions disqualified many, many people from ever having a chance to benefit from their policies.

Basically PPI covers monthly repayments of a personal loan or credit card if the policyholder is out of work, seriously ill or for some other reason is unable to repay the loan.

PPI is very expensive and can amount to up to 50% of the total claim value in some cases. Even in other situations PPI is a very expensive add on to the interest that one would normally expect to pay when repaying a personal loan or credit card.

Have you been mis-sold payment protection insurance (PPI)? Urgently check to see whether your loan has a PPI element attached to it.

If you have bought PPI at any time in the past six years please contact us and ask us to investigate a possible reclaim on your behalf.

Our experienced team working for our ethical and fair Consumer Support Company will then negotiate on your behalf with the bank to obtain a full refund plus interest. We have been fighting for the little guys against the mighty banks for a long time and we know how they work and the best way of obtaining the highest possible settlement on your behalf.

Unlike many Claims Management companies we do not make any upfront charges and work on a strictly No win-No fee basis.

Our charges are very reasonable in return for dedicated service and efficiency.

To start your reclaim rolling please complete and send the online form and we will send you our information pack. Once you have completed and returned a short questionnaire in the pack we will begin work on your behalf and keep you advised of your claim every step of the way.

Feel like a nice boost to your income? A PPI reclaim could be it.

Please complete and send the form to us today.