About this Site

ClaimBankChargesBack.co.uk was created to help you claim back unfair bank charges from UK Banks and Credit Card providers.

After reading about various people claiming back unfair bank charges in the national papers, I decided to claim back my own bank charges after being treated unfairly by a national UK bank. A small blip caused by someone bouncing a cheque on me led to a number of direct debits bouncing, each with a penalty of over £30, and meant that I had to pay a large sum of money to the bank in charges as a result! Over the years this has happened on a couple of occasions, where I’ve accidentally gone overdrawn by a couple of pounds, or even pence, and had a large penalty charge slapped on as a result. I’m sure that this has happened to most people at some time!

I was always put off from reclaiming my bank charges before, thinking that it would be a lengthy and costly legal process, and there was a good chance I wouldn’t win, and that it would involve a large amount of time and effort. I’m pleased to say now that I was wrong!

After doing a lot of research, I realised that it was a lot easier than I had first thought, and despite the bank trying to thwart my efforts to claim back my bank charges, if you know the legal guidelines, they have to give you the information you ask for to find the total bank charges you can claim back, and are almost certain to back down and refund your charges before you get to court. As a result I decided to create this website, to share my research and help others claim their own bank charges back.

So far, the banks have made huge amounts of money by hitting people with these unfair bank charges, and now its time to fight back!

On this website, we’ll show you how to claim bank charges back yourself, which is much easier than most people imagine!

Professional Help to Claim Back your Bank Charges

We do understand that not everyone is happy claiming back their bank charges themselves, being daunted by the thought of taking on the banks, or simply don't have the time.

To help people in this situation we have partnered with Claims Financial, who can claim back all of your charges on your behalf. Their fee is 25% + VAT which includes professional management of your case plus underwriting all associated costs.

To apply, all you need to do is fill in the simple application form, and a Claims Financial representative will be in touch. Once they have claimed for you, they will chase the bank for your payment, and then return your charges to you!

Claims Financial - Helping you to Claim Back Unfair Bank Charges!