Claiming Back PPI

The past ten years have been bad ones for investors. A decade of awfulness. We have experienced a bear market all the way through this decade.

The FTSE 100 ceiling of 6,900 seems a long time ago doesn't it. And today's volatility is frightening. Will Britain ever recover?

How do you feel about the present situation?

One thing is certain. The financial gurus, commentators and Tom Dick and not to forget Harry all agree...we are in a right pickle.

What has all this got to do with claiming back PPI?

Well, if you like millions of other people have been sold PPI in the past ten years it is very possible that you were mis-sold the PPI.

And if we can get it back for you with interest and other commission payments then you could be in for a bit of a windfall. In fact our clients are receiving around £2000 each and of course it could be a lot more.

So, we have bad news and possibly good news.

Let's get back to the PPI debacle and understand it a bit more clearly.

PPI was in fact an excellent idea and one that the purchaser was attracted to. Basically it offered anyone taking out a personal loan, mortgage or credit card the facility for the bank to repay the loan if the policyholder was ill, unemployed for some other reason could not pay.

A great idea...

However, in practice PPI was a very bad product.The small print exclusions prevented about 8 out of 10 people from ever being able to benefit from their policy.

In fact court cases were successfully brought against financial institutions for mis-selling PPI but the banks and Insurance companies continued to peddle this bad product.

Why did they do this?

Simple greed is the answer. The revenue and profit from this product amounted to literally billions of pounds and the bankers could see their bonuses being topped up very nicely, thank you.

When all is said and done it is still amazing that up to 20,000,000 people have been mis-sold PPI.

If you have bought PPI in the past ten years alongside a loan of some kind you may qualify for a full refund of the money paid plus interest and our company may also be able to get you the commission that was paid to the salesperson who sold you the PPI.

What you have to do first of all is to go through all your paperwork and check whether PPI was added to your loan, mortgage or credit card. Sometimes PPI has been added without the purchaser even knowing about it.

PPI may be called loan protection insurance or some other such name. To get your money back you can follow the following plan:

1. Complete the online claim form today and send it to us.

2. Claims Financial our partner will send you an information pack and a simple personal details form which you should fill in and return to us.

3. Our legal team will check your claim and make sure it is valid and then we will begin negotiation with the bank on your behalf. We will follow through with the bank which is a difficult, frustrating and time consuming job. You will have a claims handler who will maintain contact with you every step of the way.

4. In due course we will receive your refund from the bank which will be forwarded to you. We make no upfront fees and work on a No win-no fee basis. Our charges are very fair and are detailed in the information pack.

5. Oh happy day when you receive your cheque. All the bad news we talked about earlier will be forgotten for a while as you have your hands on some extra money you didn't expect to receive.

Please complete the online form and send it today.