Claim Back ALL UNFAIR CHARGES Today
Mon, 07/05/2007 - 21:17 — Anonymous
|
Claim Back ALL UNFAIR CHARGES going back 6 years. We are experts in winning refunds and we know how to win your claim.
Claim Back ALL credit card charges - average claim £644 1. Always No Win, No Fee
Millions have already claimed. If you have ever been charged by your bank for exceeding your overdraft limit or for bounced cheques and failed direct debits you probably have a claim for thousands. Got a Credit Card? Many Credit Card Charges are Unfair. Have you ever exceeded the limit on your credit cards or made late payments? If so you probably have a claim for hundreds of pounds. We can get you a refund going back 6 years on every credit card. Got a Loan - Been sold Payment protection Insurance Its not the loan that is the problem but the insurance that has been sold alongside it. If you have PPI on any credit cards, loans or mortgages you could have a claim for £1000's. Sold a house or re-mortgaged in the last 6 years? If you have you have probably been charged an ‘administration fee’ for ending your mortgage. Any ‘admin fee’ charged has to reflect the actual cost incurred. We all know it doesn’t cost £150-£300 to send a letter. We are experts in these claims and know how get it back for you. Unless we win your claim, our service is FREE |
Last year the top High Street banks in the UK made an estimated £4 billion pounds in penalty charges, which are at best unfair, and possibly unlawful!
Estimates indicate that £2.12 billion of these unfair penalty charges that have been levied in the last 6 years can be reclaimed!
Please Note: Bank Charge Claims are currently on Hold but we strongly advise you to lodge your claim as soon as possible.
Since July 2007, the FSA (Financial Services Authority) have granted the banks a waiver on dealing with bank charge claims, pending the result of a test case being brought to the High Court by the OFT (Office of Fair Trading).
The test case was heard back in April 2008, and the verdict was that Bank Charges were covered by fairness rules, giving the OFT the right to investigate whether Bank Charges were fair. Unfortunately, the banks launched an appeal against the verdict, which was granted in May 2008. As a result, the FSA agreed to extend the waiver on dealing with bank charge claims until January 2009. The appeal was heard at the start of November 2008, but it could still be a number of months until the result of the appeal is officially announced.
Although new claims can still be lodged, they will be placed on hold until the results of the hearings. Any existing claims have also been put on hold. It the OFT win and the charges are judged to be unfair, it should be a quicker and easier process to claim them back. If the banks win, then open claims will simply be closed.
How we can help you reclaim your Bank Charges
We have detailed step by step guides to the process of claiming your unfair bank charges back, and these are frequently updated to reflect the constantly changing situation regarding bank charge claims, as well as full details of which bank charges you can claim back, and important information you need to be aware of before starting your claim to get your bank charge refund.
We also explain how to use the Data Protection Act to your advantage, to get a copy of your bank charges or statements for the last 6 years, for a maximum fee of £10, bypassing the huge fees the banks normally charge for getting copies of your old statements!
If you have never been through the court process before, it can be quite daunting! To help you, we also have a detailed guide to filing your claim in the Small Claims Court, using the Money Claim Online web site run by the UK Court Service. This guide shows you exactly how to file your bank charge claim, and explains what information you need, and where it needs to be entered, ensuring that you file your claim correctly.
Professional Help to Claim Back your Personal and Business Bank Charges
If you are worried about the process of claiming back your bank charges, or are simply too busy and would like to leave it to the professionals, we can help you! Please note that although Bank Charge claims are currently on hold, Claims Financial are still open to accepting new claims, ready to act as soon as the current hold is lifted!
We've partnered with Claims Financial, who are a fully regulated claims company who can claim back your bank charges on your behalf, on a No Win, No Fee basis.
Claims Financial can also reclaim business account charges, providing your business has a full set of bank statements for the period, and a turnover of under £1 million.
To find out more, click here to fill in their simple application form, and a Claims Financial representative will get in touch with you shortly.
Link to us, and help us to help more people Claim Bank Charges Back!
If you have your own web site or blog, I'd be extremely grateful if you could add a link to www.claimbankchargesback.co.uk - The more people using the site, the better it will become! Please tell your friends and family about us, and help them claim their own bank charges back.
