Claim Back ALL UNFAIR CHARGES Today

Claim Back ALL UNFAIR CHARGES going back 6 years. We are experts in winning refunds and we know how to win your claim.

Reclaim Credit Card Charges
average claim £644
Reclaim PPI
average claim £2200

PPI/Loan Protection Insurance - The average refund is £2200


As Featured on the BBCIt is estimated that about 17 million people have been sold PPI alongside loans, credit cards and mortgages. Millions don’t know they have it others were told they had to have it.
The banks and lenders have been fined record sums but do not have to pay refunds unless you lodge your claim within the strict timescales.


Reclaim ALL Unfair Credit Card Charges – Average £544 per card


We will reclaim all late payment fees for you. You should lodge one claim per credit card you have used in the last 6 years.

1. Always No Win, No Fee
2. No Upfront Charges or 'admin fees'.
3. Unless we win our service is FREE

Millions have already claimed. If you have ever been charged by your bank for exceeding your overdraft limit or for bounced cheques and failed direct debits you probably have a claim for thousands.

Got a Credit Card? Many Credit Card Charges are Unfair. Have you ever exceeded the limit on your credit cards or made late payments? If so you probably have a claim for hundreds of pounds. We can get you a refund going back 6 years on every credit card.

Got a Loan - Been sold Payment protection Insurance Its not the loan that is the problem but the insurance that has been sold alongside it. If you have PPI on any credit cards, loans or mortgages you could have a claim for £1000's.

Sold a house or re-mortgaged in the last 6 years? If you have you have probably been charged an ‘administration fee’ for ending your mortgage. Any ‘admin fee’ charged has to reflect the actual cost incurred. We all know it doesn’t cost £150-£300 to send a letter. We are experts in these claims and know how get it back for you.

Unless we win your claim, our service is FREE

Last year the top High Street banks in the UK made an estimated £4 billion pounds in penalty charges, which are at best unfair, and possibly unlawful!

Estimates indicate that £2.12 billion of these unfair penalty charges that have been levied in the last 6 years can be reclaimed!

Please Note: Bank Charge Claims are currently on Hold but we strongly advise you to lodge your claim as soon as possible.

Since July 2007, the FSA (Financial Services Authority) have granted the banks a waiver on dealing with bank charge claims, pending the result of a test case being brought to the High Court by the OFT (Office of Fair Trading).

The test case was heard back in April 2008, and the verdict was that Bank Charges were covered by fairness rules, giving the OFT the right to investigate whether Bank Charges were fair. Unfortunately, the banks launched an appeal against the verdict, which was granted in May 2008. As a result, the FSA agreed to extend the waiver on dealing with bank charge claims until January 2009. The appeal was heard at the start of November 2008, but it could still be a number of months until the result of the appeal is officially announced.

Although new claims can still be lodged, they will be placed on hold until the results of the hearings. Any existing claims have also been put on hold. It the OFT win and the charges are judged to be unfair, it should be a quicker and easier process to claim them back. If the banks win, then open claims will simply be closed.

How we can help you reclaim your Bank Charges

We have detailed step by step guides to the process of claiming your unfair bank charges back, and these are frequently updated to reflect the constantly changing situation regarding bank charge claims, as well as full details of which bank charges you can claim back, and important information you need to be aware of before starting your claim to get your bank charge refund.

We also explain how to use the Data Protection Act to your advantage, to get a copy of your bank charges or statements for the last 6 years, for a maximum fee of £10, bypassing the huge fees the banks normally charge for getting copies of your old statements!

If you have never been through the court process before, it can be quite daunting! To help you, we also have a detailed guide to filing your claim in the Small Claims Court, using the Money Claim Online web site run by the UK Court Service. This guide shows you exactly how to file your bank charge claim, and explains what information you need, and where it needs to be entered, ensuring that you file your claim correctly.

Professional Help to Claim Back your Personal and Business Bank Charges

If you are worried about the process of claiming back your bank charges, or are simply too busy and would like to leave it to the professionals, we can help you! Please note that although Bank Charge claims are currently on hold, Claims Financial are still open to accepting new claims, ready to act as soon as the current hold is lifted!

Link to us, and help us to help more people Claim Bank Charges Back!

If you have your own web site or blog, I'd be extremely grateful if you could add a link to www.claimbankchargesback.co.uk - The more people using the site, the better it will become! Please tell your friends and family about us, and help them claim their own bank charges back.